What is a good credit score?
Generally, a credit score above 670 is widely recognized by many lenders as a reliable indicator of good creditworthiness.
A good credit score demonstrates to lenders that you are a dependable borrower. Each lender sets its own standards for what it considers a good credit score and determines how to apply this score, along with other information, during the loan approval process.
How can we help?
Credit Saint takes action to fix unfair or inaccurate negative items harming your credit by sending challenges to your creditors and all three credit bureaus.
Collections
Late Payments
Foreclosure
Charge Offs
Bankruptcy
Judgments
Repossessions
Liens
Unlock a world of opportunities
Why do you want to fix your credit?
Access lower interest rates
Qualify for better loan terms
Discover better job opportunities
Achieve your financial goals
Reduce financial stress
Increase approval odds
How it works
Our process makes credit easier to understand and brings real results.
1
Setting Up
Use our secure online portal to share your personal information with confidence.
We’ll get your free credit report without harming your credit score.
2
Reviewing
A credit specialist will carefully examine your credit report, pinpoint any issues hurting your credit, and confidently send disputes to creditors and credit bureaus.
3
Optimizing
Sit back and let us do the hard work. We’ll give you advice to make the most of your positive history while we work to dispute the inaccuracies.
Credit Polish
AGGRESSIVENESS: MEDIUM
$79.99 , month
+ $99.00 initial working fee
Challenges to the 3
Credit Bureaus
Score Analysis
Creditor Intervention
Letters
Score Tracker
Access to Educational
Content
Online Chat (Available
Credit Remodel
AGGRESSIVENESS: HIGH
$109.99 month
+ $99.00 initial working fee
Challenges to the 3
Credit Bureaus
Score Analysis
Creditor Intervention
Letters
Score Tracker
Inquiry Targeting
Personalized Guide to
Building Credit
Access to Educational
Content
One-Bureau Report
Clean Slate
AGGRESSIVENESS: VERY HIGH
$139.99 , month
+$195.00 initial working fee
Unlimited Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention
Letters
Score Tracker
Inquiry Targeting
Personalized Guide to
Building Credit
Access to Educational
Content
Real-Time Account Sync
Acqualify Loan
Readiness Program
Enrollment
Online Chat (Available
9a-7p EST M-F)
Three-Bureau Reports and Scores
90-Day Money-Back
Guarantee